{"id":33256,"date":"2023-01-17T10:06:18","date_gmt":"2023-01-17T17:06:18","guid":{"rendered":"https:\/\/rmcad.local\/?page_id=33256"},"modified":"2024-01-24T16:03:54","modified_gmt":"2024-01-24T23:03:54","slug":"financial-aid-code-of-conduct","status":"publish","type":"page","link":"https:\/\/www.rmcad.edu\/policies-and-guidelines\/financial-aid-code-of-conduct\/","title":{"rendered":"Financial Aid Code of Conduct"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"33256\" class=\"elementor elementor-33256\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-9c0ba93 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9c0ba93\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c304803\" data-id=\"c304803\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f7a4a8 elementor-widget elementor-widget-menu-anchor\" data-id=\"1f7a4a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"top\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-b5184f1 elementor-section-full_width elementor-section-height-min-height elementor-section-items-top elementor-section-height-default\" data-id=\"b5184f1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;pyramids&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M761.9,44.1L643.1,27.2L333.8,98L0,3.8V0l1000,0v3.9\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10cef3e\" data-id=\"10cef3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f067a23 elementor-widget elementor-widget-heading\" data-id=\"f067a23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Policies + Guidelines<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e00b71d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e00b71d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3a9dec0\" data-id=\"3a9dec0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-fbe4b24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fbe4b24\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8609ce8\" data-id=\"8609ce8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b30acf9 elementor-widget elementor-widget-heading\" data-id=\"b30acf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">All Policies<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edc501 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3edc501\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f926cee eael-advanced-menu-hamburger-align-center eael-hamburger--tablet elementor-widget elementor-widget-global elementor-global-33268 elementor-widget-eael-advanced-menu\" data-id=\"f926cee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-advanced-menu.skin-one\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n                        @media screen and (max-width: 1024px) {\n                            .eael-hamburger--tablet {\n                                .eael-advanced-menu-horizontal,\n                                .eael-advanced-menu-vertical {\n                                    display: none;\n                                }\n                            }\n                            .eael-hamburger--tablet {\n                                .eael-advanced-menu-container .eael-advanced-menu-toggle {\n                                    display: block;\n                                }\n                            }\n                        }\n                    <\/style>            <div data-hamburger-icon=\"&lt;i aria-hidden=&quot;true&quot; class=&quot;fas fa-bars&quot;&gt;&lt;\/i&gt;\" data-indicator-class=\"&lt;i aria-hidden=&quot;true&quot; class=&quot;fas fa-angle-down&quot;&gt;&lt;\/i&gt;\" data-dropdown-indicator-class=\"&lt;i aria-hidden=&quot;true&quot; class=&quot;fas fa-angle-down&quot;&gt;&lt;\/i&gt;\" class=\"eael-advanced-menu-container eael-advanced-menu-align-left eael-advanced-menu-dropdown-align-left\" data-hamburger-breakpoints=\"{&quot;mobile&quot;:&quot;Mobile Portrait (&gt; 767px)&quot;,&quot;tablet&quot;:&quot;Tablet Portrait (&gt; 1024px)&quot;,&quot;tablet_extra&quot;:&quot;Tablet Landscape (&gt; 1200px)&quot;,&quot;desktop&quot;:&quot;Desktop (&gt; 2400px)&quot;,&quot;none&quot;:&quot;None&quot;}\" data-hamburger-device=\"tablet\">\n                <ul id=\"menu-policies-guidelines\" class=\"eael-advanced-menu eael-advanced-menu-dropdown-animate-fade eael-advanced-menu-indicator eael-hamburger-left eael-advanced-menu-vertical\"><li id=\"menu-item-83627\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-83627\"><a href=\"\/get-to-know-us\/about-us\/accreditation\/\">Accreditation + State Authorization<\/a><\/li>\n<li id=\"menu-item-33259\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33259\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/campus-safety\/\">Campus Safety<\/a><\/li>\n<li id=\"menu-item-33260\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33260\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/consumer-disclosures\/\">Consumer Disclosures<\/a><\/li>\n<li id=\"menu-item-33741\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33741\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/copyright-and-trademark\/\">Copyright + Trademark<\/a><\/li>\n<li id=\"menu-item-33262\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33262\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/financial-aid-code-of-conduct\/\">Financial Aid Code of Conduct<\/a><\/li>\n<li id=\"menu-item-33364\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33364\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/net-price-calculator\/\">Net Price Calculator<\/a><\/li>\n<li id=\"menu-item-83619\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-83619\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/disclosure-for-professional-licensure-program\/\">Professional Licensure Program<\/a><\/li>\n<li id=\"menu-item-83628\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-83628\"><a href=\"\/tos-privacy-policy\/#terms-of-service\">SMS Terms and Conditions<\/a><\/li>\n<li id=\"menu-item-84629\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-84629\"><a href=\"https:\/\/www.rmcad.edu\/life-rmcad\/student-resources\/sas\/\">Student Accessibility Services<\/a><\/li>\n<li id=\"menu-item-84631\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-84631\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/pets-assistance-support-animals\/\">Pets + Assistance\/Support Animals<\/a><\/li>\n<li id=\"menu-item-33743\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33743\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/student-consumer-information\/\">Student Consumer Information<\/a><\/li>\n<li id=\"menu-item-85662\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-85662\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/student-outcomes\/\">Student Outcomes<\/a><\/li>\n<li id=\"menu-item-33742\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33742\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/title-ix\/\">Title IX<\/a><\/li>\n<li id=\"menu-item-83629\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-83629\"><a href=\"\/tos-privacy-policy\/#privacy-policy\">Your Privacy Rights<\/a><\/li>\n<li id=\"menu-item-33245\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-33245\"><a href=\"https:\/\/www.rmcad.edu\/policies-and-guidelines\/\">Your Right to Know<\/a><\/li>\n<\/ul>                <button class=\"eael-advanced-menu-toggle\" aria-label=\"Essential Addons Toggle Menu\">\n                    <i aria-hidden=\"true\" class=\"fas fa-bars\"><\/i>                <\/button>\n            <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0da8379\" data-id=\"0da8379\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abf596b elementor-tablet-align-center elementor-mobile-align-center elementor-widget elementor-widget-lottie\" data-id=\"abf596b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;source_json&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/www.rmcad.edu\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/966-privacy-policy-outline-edited.json&quot;,&quot;id&quot;:25025,&quot;size&quot;:&quot;&quot;,&quot;alt&quot;:&quot;&quot;,&quot;source&quot;:&quot;library&quot;},&quot;loop&quot;:&quot;yes&quot;,&quot;source&quot;:&quot;media_file&quot;,&quot;caption_source&quot;:&quot;none&quot;,&quot;link_to&quot;:&quot;none&quot;,&quot;trigger&quot;:&quot;arriving_to_viewport&quot;,&quot;viewport&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;play_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;start_point&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;end_point&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;renderer&quot;:&quot;svg&quot;}\" data-widget_type=\"lottie.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"e-lottie__container\"><div class=\"e-lottie__animation\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa0adf4 elementor-widget elementor-widget-heading\" data-id=\"aa0adf4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Aid Code of Conduct<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-882f5d4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"882f5d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87a54d0 elementor-widget elementor-widget-text-editor\" data-id=\"87a54d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Rocky Mountain College of Art + Design (\u201cCollege\u201d) hereby adopts this Code of Conduct (\u201cCode\u201d) relating to its financial aid and educational loan practices:<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-058fd68 elementor-widget elementor-widget-text-editor\" data-id=\"058fd68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong class=\"redactor-inline-converted\">I. Prohibition of Certain Remuneration to College Employees<\/strong><\/p><p>1. Officers, trustees, directors, employees, or agents of the College are prohibited from accepting anything of more than nominal value on his or her own behalf or on behalf of another from or on behalf of a Lending Institution, except that this provision shall not be construed to prohibit any officer, trustee, director, employee, or agent of the College from conducting non-College business with any Lending Institution. As used in the preceding sentence and throughout this Code, a Lending Institution is defined as:<\/p><p style=\"padding-left: 40px;\">(a) Any entity that itself or through an affiliate engages in the business of making loans to students, parents or others for purposes of financing higher education expenses or that securitizes such loans; or<\/p><p style=\"padding-left: 40px;\">(b) Any entity, or association of entities, that guarantees education loans.<\/p><p>2. Notwithstanding the prohibitions in subsection I.1 or any other provision of this Code of Conduct:<\/p><p style=\"padding-left: 40px;\">(a) The College may hold membership in any nonprofit professional association;<\/p><p style=\"padding-left: 40px;\">(b) A College officer, trustee, director, employee, or agent who is not employed in the financial aid office of the College and does not have responsibilities with respect to higher educational loans or financial aid, may serve as an Outside Director of a Lending Institution or Trade Associate and receive Compensation at the Lending Institution\u2019s or Trade Association\u2019s established compensation rates for Outside Directors, provided that any College officer, trustee, director, employee, or agent serving on the board of the Lending Institution or Trade Association is precluded from participating in such board\u2019s discussion or decisions that might affect the interests of the College and thereby be a conflict of interest, and provided further that such College officer, trustee, director, employee or agent receives annual written notice of the requirements of this Code of Conduct.<\/p><p>3. The prohibition set forth in the subparagraph I.1 above shall include, but not be limited to, a ban on any payment or reimbursement by a Lending Institution (not including state agency boards and\/or similar governmental or non-profit entities) to a College employee for lodging, meals, or travel to conferences or training seminars.<\/p><p><strong class=\"redactor-inline-converted\">II. Limitations on College Employees Participating on Lender Advisory Boards<\/strong><\/p><p>The College shall prohibit any officer, trustee, director, employee, or agent of the College from receiving any remuneration for serving as a member or participant of an advisory board of a Lending Institution, or receiving any reimbursement of expenses for so serving, provided, however, that participation on advisory boards that are unrelated in any way to higher education loans shall not be prohibited by the Agreement.<\/p><p><strong class=\"redactor-inline-converted\">III. Prohibition of Certain Remuneration to the College<\/strong><\/p><p>The College may not accept on its own behalf anything of value from any Lending Institution in exchange for any advantage or consideration provided to the Lending Institution related to its education loan activity. This prohibition shall include, but not be limited to, (i) \u201crevenue sharing\u201d by a Lending Institution with the College, (ii) the College&#8217;s receipt from any Lending Institution of any computer hardware for which the College pays below-market prices and (iii) printing costs or services. Notwithstanding anything else in this paragraph, the College may accept assistance as contemplated in 34 CFR 682.200(b)(definition of \u201cLender\u201d)(5)(i) and nothing contained herein shall prohibit or restrict the College&#8217;s \u201cSchool as Lender\u201d programs or any successor or affiliated loan programs which are permitted by law.<\/p><p><strong class=\"redactor-inline-converted\">IV. Alternative Loan Preferred Lender Lists<\/strong><\/p><p>In the event that the College promulgates a list of preferred or recommended lenders or similar ranking or designation (\u201cPreferred Lender List\u201d) with respect to alternative loans, then:<\/p><p style=\"padding-left: 40px;\">(a) Every brochure, web page or other document that sets forth a Preferred Lender List must clearly disclose the process by which the College selected lenders for said Preferred Lender List, including but not limited to the criteria used in compiling said list and the relative importance of those criteria.<\/p><p style=\"padding-left: 40px;\">(b) Every brochure, web page or other document that sets forth a Preferred Lender List or identifies any lender as being on said Preferred Lender List shall state in the same font and same manner as the predominant text on the document that students and their parents have the right and ability to select the education loan provider of their choice, are not limited to or required to use any of the lenders on said Preferred Lender List, and will suffer no penalty from the College for choosing a lender that is not on said Preferred Lender List. In addition, each such brochure, web page or other document that sets forth a Preferred Lender List shall include a statement that the College is required to process, and shall not delay the processing of, the documents required to obtain a loan from any eligible lender the student or parents select.<\/p><p style=\"padding-left: 40px;\">(c) The College&#8217;s decision to include a Lending Institution on any such list and the College&#8217;s decision as to where on the list the Lending Institution\u2019s name appears shall be determined solely by consideration of the best interests of the students or parents who may use said list without regard to the pecuniary interests of the College.<\/p><p style=\"padding-left: 40px;\">(d) The constitution of any Preferred Lender List shall be reviewed no less than annually.<\/p><p style=\"padding-left: 40px;\">(e) No Lending Institution shall be placed on any Preferred Lender List unless the said lender provides assurance to the College and to student and parent borrowers who take out loans from said Lending Institution that the advertised benefits upon repayment will continue to inure to the benefit of student and parent borrowers regardless of whether the Lending Institution\u2019s loans are sold.<\/p><p style=\"padding-left: 40px;\">(f) No Lending Institution of which the College is expressly aware that has an agreement to sell its loans to another unaffiliated Lending Institution shall be included on any Preferred Lender List unless such agreement is disclosed therein in the same font and same manner as the predominant text on the document in which the Preferred Lender List appears.<\/p><p style=\"padding-left: 40px;\">(g) No Lending Institution shall be placed on any one of the College&#8217;s Preferred Lender Lists or in favored placement on any one of the College&#8217;s Preferred Lender Lists for a particular type of loan, in exchange for benefits provided to the College or to the College&#8217;s students in connection with a different type of loan.<\/p><p style=\"padding-left: 40px;\">(h) Every Preferred Lender List shall include at least three unaffiliated lenders for Title IV loans and at least two unaffiliated lenders for private education loans, and for any affiliated lenders on the list, the College shall disclose the specifics of such affiliation.<\/p><p style=\"padding-left: 40px;\">(i) The College may provide a list of allowable and prohibited practices and services that Lending Institutions may provide.<\/p><p style=\"padding-left: 40px;\">(j) The College shall not allow any Lending Institution to use the name or any symbol or logo of the College in marketing any loan in any way that implicates that the College endorses the loans offered by the Lending Institution.<\/p><p style=\"padding-left: 40px;\">(k) The College shall prohibit the use of the logo of any Lending Institution on the College&#8217;s financial aid materials.<\/p><p><strong class=\"redactor-inline-converted\">V. Prohibition of Lending Institutions\u2019 Staffing of College Financial Aid Offices<\/strong><\/p><p>The College shall prohibit employees or other agents of a Lending Institution from being identified to students or prospective students of the College or their parents as an employee or agent of the College. No employee or other agent of a Lending Institution may staff the College financial aid offices at any time.<\/p><p><strong class=\"redactor-inline-converted\">VI. Prohibition of Opportunity Loans<\/strong><\/p><p>The College shall not arrange with a Lending Institution to provide any \u201cOpportunity Loans.\u201d The term \u201cOpportunity Loans\u201d shall mean agreements which provide that the Lender will make loans up to a specified aggregate amount to students with poor or no credit history, or international students who the Lender claims would otherwise not be eligible for the Lender\u2019s alternative loan program.<\/p><p><strong class=\"redactor-inline-converted\">VII. Conflict of Interest<\/strong><\/p><p>This Code shall prohibit a conflict of interest or the appearance of a conflict of interest with the responsibilities of any College officer, employee or agent with respect to student loans or other financial aid.<\/p><p><strong>VIII. Training<\/strong><\/p><p>The College shall require all of its officers, employees and agents with responsibilities with respect to student loans or other financial aid annually to obtain training, and\/or to acknowledge compliance, with this Code of Conduct.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fe055f elementor-widget elementor-widget-heading\" data-id=\"8fe055f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Institutional Demographics<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-889f480 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"889f480\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9280c7a elementor-widget elementor-widget-text-editor\" data-id=\"9280c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Click <a href=\"\/wp-content\/uploads\/2023\/03\/Active-Student-List-DATA.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a> to view the current institutional demographic information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18f4983 elementor-widget elementor-widget-heading\" data-id=\"18f4983\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">SMS Terms + Conditions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be41a13 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"be41a13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5b6ec7 elementor-widget elementor-widget-text-editor\" data-id=\"d5b6ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/wp-content\/uploads\/2023\/01\/RMCAD-App-SMS-1.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Emergency Notification<\/strong><\/a><\/p><p><span style=\"font-weight: 400;\">All campus emergency notifications are sent via SMS Text, Mobile-App notification, email, broadcasted over the phone system, and displayed on lab computer screens across the campus.<\/span><\/p><p><span style=\"font-weight: 400;\">Students and Faculty may have text messages sent to their cell phone by requesting the service feature with a \u201cYes,\u201d or \u201cY,\u201d sent to the number 67587. You can update your emergency contact information by updating your mobile phone number inside the student portal. To do this Navigate through the sidebar menu using: MY PROFILE &gt; MY INFORMATION &gt; and then click \u201cRequest Change\u201d in the lower right corner of the window.<\/span><\/p><p>Download directions to enroll in emergency notifications <a href=\"\/wp-content\/uploads\/2023\/01\/RMCAD-App-SMS-1.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99c08ea elementor-widget elementor-widget-heading\" data-id=\"99c08ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.rmcad.edu\/student-information-final\/\" target=\"_blank\">Learning at RMCAD + the Multi-Platform Experience<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-128f328 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"128f328\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd32a0d elementor-widget elementor-widget-text-editor\" data-id=\"dd32a0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>RMCAD offers classes year-round in both on-campus and online delivery formats. At RMCAD, we believe that online learning is an important part of the overall college learning experience. To provide students multiple scheduling options, diverse learning modalities, and experience in the virtual environment, all on-campus students are required to take part in online education.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-bd4664c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bd4664c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1a6279\" data-id=\"c1a6279\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f11901 elementor-widget elementor-widget-template\" data-id=\"8f11901\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"25143\" class=\"elementor elementor-25143\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-9ada26a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9ada26a\" data-element_type=\"section\" data-e-type=\"section\" id=\"pre-footer\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c592104\" data-id=\"5c592104\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f386cd9 eael-dual-header-content-align-center elementor-widget elementor-widget-eael-dual-color-header\" data-id=\"7f386cd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-dual-color-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"eael-dual-header\">\n\t\t\t\t<h2 class=\"title eael-dch-title\"><span class=\"eael-dch-title-text eael-dch-title-lead lead solid-color\">WHY WAIT?<\/span> <span class=\"eael-dch-title-text\">APPLY NOW<\/span><\/h2>\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-1049a2b2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1049a2b2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3b1d3648\" data-id=\"3b1d3648\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34ed7d9f elementor-mobile-align-center elementor-align-center elementor-tablet-align-left elementor-widget elementor-widget-button\" data-id=\"34ed7d9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.rmcad.edu\/apply-now\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">LET'S GET STARTED!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Policies + Guidelines All Policies Your Right to Know Accreditation + State Authorization Campus Safety Consumer Disclosures Copyright + Trademark Student Accessibility Services Financial Aid Code of Conduct Student Consumer Information Title IX Net Price Calculator Financial Aid Code of Conduct Rocky Mountain College of Art + Design (\u201cCollege\u201d) hereby adopts this Code of Conduct [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":0,"parent":33236,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-33256","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Aid Code of Conduct - RMCAD<\/title>\n<meta name=\"description\" content=\"In the Financial Aid code of conduct our goal is to aid students in the pursuit of their academic goals with the help of institutional resources.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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